Guide to Switching Federal Student Loan Servicers
Switching federal student loan servicers is not easy, but if you are desperate enough, there are a few ways to get it done.
Latest Posts in 
Michael P. Lux, Esq.
Celebrating Student Loan Victories
Rewarding yourself for student loan success may seem silly, but it can help you eliminate debt in a very real way.
The Sherpa Plan for Easing into Aggressive Repayment
Learn how paying a few extra bucks each month towards your student loan can pay it off in about half the time. It isn’t a trick – it’s math.
Should we force colleges to co-sign student loans?
Forcing colleges to co-sign student loans would force them to help students find jobs and improve repayment rates, but what are the risks?
How the Government Benefits from Loan Servicing Incompetence
Headaches dealing with federal student loan servicers are more than just an inconvenience; these mistakes cost borrowers money.
Lower Interest Rates Won’t Help Many Federal Borrowers
Reducing interest rates on federal loans has been a popular topic of discussion, but it may not help that many borrowers.
College Ave Student Loan Refinancing Review
College Ave is a middle-of-the-road student loan refinancing company. It may be a good option for some, but it comes with red flags. 3/5 Stars.
Advanced Income Based Repayment (IBR) Strategy
PAYE and REPAYE are better options for many borrowers, but there are times when IBR offers the lowest monthly payment and the fastest path to debt freedom.
The Pros and Cons of Parent PLUS Loans
Parent PLUS loans work differently than all of the federal loans. Families should understand all of the pros and cons before signing up.
