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Latest Posts in Michael P. Lux, Esq.

Student loan expert Michael Lux is a licensed attorney and the founder of The Student Loan Sherpa. He has helped borrowers navigate life with student debt since 2013. Insight from Michael has been featured in US News & World Report, Forbes, The Wall Street Journal, and numerous other online and print publications. Michael is available for strategy sessions and to respond to press inquiries.
smiling nurse

Student Loan Repayment Strategy For Nurses

There are many great student loan resources available for nurses. However, it appears that most nurses do not have a student loan repayment strategy in …

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Comparing Earnest, LendKey & Other Top Student Loan Lenders

Picking the best lender often comes down to identifying the company offering the best interest rates on a refinance loan.

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Student Loan Payments Before Graduation and During Grace Period

As you finish college and enter your student loan grace period, there are opportunities that can make a huge difference on your student loans.

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Using Tax Time To Review Your Student Loan Plan

Tax time is a great opportunity to do a quick checkup on your student loans. There are plenty of ways to save money on future payments.

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Student Loans and Your Debt-To-Income Ratio

Debt-to-income ratios have a huge impact on any credit decision. Student loan borrowers have opportunities to manipulate the numbers to improve future applications.

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Student Loans, Rent, and Retirement: How to Build Wealth and Fight Debt

It is possible to build wealth while living with student loans. The key is to identify your personal priorities and best opportunities.

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SoFi vs. Citizens Bank Student Loan Refinance Comparison

SoFi and Citizens bank are two major student loan refinance lenders but there are some major differences borrowers should understand.

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Finding Motivation: The Door of Student Debt

Meet the simple but genius strategy that one couple uses to motivate themselves to knock out their student loans.

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The Pros and Cons of Daily Student Loan Payments

Making student loan payments daily sounds like an aggressive way to pay off debt, but the strategy is flawed.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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