Student Loans and Your Emergency Fund
All student loan borrowers should have some money set aside in an emergency fund.
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Michael P. Lux, Esq.
Can a Bonus, Overtime Hours or a Raise Increase Student Loan Payments?
Extra income can mean a higher IDR monthly payment, but there are ways to make sure a temporary or limited increase doesn’t mean a higher student loan bill.
Putting an End to the Good Debt Fairy Tale
Many finance “experts” call student loans a form of “good” debt. This line of thinking is both outdated and dangerous.
Citizens Bank Student Loan Review: Low Rates but Some Concerns
Citizens Bank offers one of the better in-school student loans, but there are several risks that borrowers should understand before signing up.
Hidden Fees and Costs of Student Loan Refinancing
Student loan refinancing is normally a free process. However, there are a few expenses that borrowers should try to avoid.
Retirement vs. Student Loans vs. Mortgage: Which Comes First?
Eliminating student debt, saving for retirement, and buying a house are all important financial goals that can be hard to balance.
How to Lower IDR Federal Student Loan Payments if Your Income Drops
Recalculating income-driven federal student loan payments can be done at any time and the process can save borrowers a ton of money.
Terms to Look for in Income Share Agreements
Before signing an income share agreement, borrowers need to understand the income and rights that they are signing away.
How to Negotiate a Lower Interest Rate with a Student Loan Lender
Negotiating terms with student loan lenders isn’t easy, but it is possible in several different circumstances.
