The Cruel History of Student Loans in Bankruptcy
Years of minor changes eventually made it nearly impossible to discharge student loans in bankruptcy, but for the first time in years, borrowers may now have reason for optimism.
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Michael P. Lux, Esq.
New Bankruptcy Rules Bring Hope to Federal Student Loan Borrowers
A new Department of Justice policy will make it significantly easier for federal borrowers to get bankruptcy relief on their student loans.
Biden’s New IDR Plan Hurts Teachers, Social Workers
There is a lot to like about the proposed new IDR plan, but a closer inspection shows some room for improvement.
Ranking the Six Biggest Student Loan Changes During the Last Three Years
Many significant rule changes have happened during the Covid-19 payment and interest pause. Some of these changes have been well publicized, while others got little attention.
Five Reasons for Student Loan Borrowers to Look Forward to 2023
Borrowers have many reasons for optimism about life with student loans in 2023.
Covid-19 Relief: Refunds on Federal Student Loan Payments
Borrowers can now get refunds for federal student loan payments made during the Covid-19 pandemic. All borrowers should ask for a refund.
Why Did My Monthly IDR Payment Go Up?
Changes in monthly IDR bills are common. Several different possibilities could explain the increase.
Why Most* Borrowers Should Repay Private Student Loans First
*There are a few cases where knocking out federal student loans first makes sense. However, the majority of borrowers will benefit from prioritizing eliminating private loans.
What’s Next for Student Loan Borrowers if the Supreme Court Cancels Forgiveness?
Losing in the Supreme Court would be a huge blow to student loan borrowers, but it wouldn’t mean the end of loan forgiveness.
