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Latest Posts in Tips

Lower Payments Strategy Puzzle Pieces Fitting Together

Sherpa Tip: Ask for Lower Payments Even If You Don’t Need Them

Lower payments free up cash to attack high-interest student debt. The same monthly spending can put a bigger dent in your debt.

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mint.com student loans

Using Mint.com to Pay Off Student Loans

I have concerns about Mint security, but it is very useful at tracking my budget and my progress towards student loan elimination.

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student loan loopholes and hacks

The Ten Best Student Loan Loopholes and Hacks

After nearly a decade of helping borrowers with their student loans, these are my favorite strategies to eliminate debt.

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Financial Lessons to Learn Before College

Personal Finance Lessons to Learn BEFORE College

Learning the hard way is part of college, but some personal finance lessons are especially valuable if you can learn them the easy way.

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Using Tax Time To Review Your Student Loan Plan

Tax time is a great opportunity to do a quick checkup on your student loans. There are plenty of ways to save money on future payments.

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Student Loans, Rent, and Retirement: How to Build Wealth and Fight Debt

It is possible to build wealth while living with student loans. The key is to identify your personal priorities and best opportunities.

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The Pros and Cons of Daily Student Loan Payments

Making student loan payments daily sounds like an aggressive way to pay off debt, but the strategy is flawed.

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Avoid a Student Loan Nightmare Before It Starts

Student loan nightmares are increasingly common. Most of these situations are caused by a few common mistakes.

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PSA: DO NOT Add Cosigners to your Existing Loans

Lenders might ask a borrower to add another cosigner to their loan, but borrowers should say no to this request.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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