The end is in sight!  After years of hard work and dedication your student loan is nearly paid off.  You may have a few thousand dollars left or maybe just a few hundred dollars.  When faced with this situation, many borrowers may wonder, is it better to just pay it …

The difference between being a lazy borrower and a proactive borrower can mean saving hundreds or even thousands of dollars.  Even though being a proactive borrower sounds like a ton of work, in reality, it only takes a few minutes a month.  This little bit of extra effort can dramatically …

One of the great perks of having federal student loans is the income-driven repayment plans.  These plans, such as Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Revised Pay As You Earn (REPAYE), charge monthly payments based upon what borrowers can afford to pay instead of how much they …

Government attorneys are not the highest paid lawyers, but what many government jobs lack in terms of salary, they make up for in great employee benefits… especially when it comes to student loans. The Big Perk: Public Service Loan Forgiveness Under Public Service Loan forgiveness, a borrower can get all …

There are a ton of student loan scammers out there.  Many student loan lenders have been known to be ruthless with their borrowers.  Federal loan servicers have a reputation for not always sharing accurate information. In the confusing and frustrating world of student loans, it should come as no surprise …

If you have some equity in your house it might be tempting to utilize it to pay off your student loans.  With mortgage rates being near record lows and student loans being an ongoing burden, the idea definitely has some potential.  That being said, going this route can be a …

It seems all too often that federal student loan borrowers stick with the standard repayment plan until they reach a point of desperation.  It could mean being delinquent, or it could just mean that they fear not being able to make their payment in a few months.  At that point, …

Having a c0-signer on a student loan can be the difference between and approval or a rejection.  It can also help a borrower qualify for a lower interest rate.  Unfortunately, there are many dangers associated with co-signing student loans.  Before co-signing a student loan, both the borrower and the c0-signer should …

Recent grads often find themselves consumed with new jobs, housing decisions, and other major life changes.  On important item that often gets lost in the shuffle is managing student loans.  Because most student loans come with a six month grace period after finishing school, this debt often isn’t addressed until …

One of the most common complaints we hear about borrowers’ student loan situations is that they feel like they are stuck in the middle.  In high school they were a good student, but not a great student.  This means there were several college options, but few scholarships.  The family income …