Below you'll find a list of all posts that have been tagged as “strategy”
Income-share agreements are emerging as a popular alternative to student debt. The idea is more common in other countries but quickly gaining traction in the United States. Rather than borrowing a traditional student loan, income-share students agree to pay a portion of their income for a set period of time. …
Lenders hold all the cards. They write the contracts. They know bankruptcy is a long shot for any borrower. They have an army of call center representatives trained collect payments. That same call center army is given little authority to make any meaningful changes to loan terms that might help …
I’ve been helping people with their student loans since 2013. Of the thousands of borrowers I’ve come across, only a handful have been worried about their loans while they still are in school. To put it bluntly, many people spend their time in school creating student loan problems, and then …
Student loan forgiveness, especially Public Service Loan Forgiveness, is a really sweet deal. Borrowers are required to work for the government or a non-profit for 10 years. During that time, they pay a small portion of their monthly income towards the loans. At the end, all federal loans — no …
Federal student loan consolidation isn’t easy for many borrowers to navigate. For some borrowers, federal student loan consolidation is an essential step to getting their student debt eliminated. For others, federal student loan consolidation would be a major mistake. Today we will cover it all: What is Federal Student Loan …
There is something very satisfying about the pursuit of justice. When someone — or some company — takes advantage of you, there are feelings of regret, shame, and anger. One of the most productive ways of dealing with that pain is to take action to help others avoid the same …
Confession Time: For over five years this site has largely ignored two steps that can be taken that would help people dramatically reduce their student debt. To be fair, the things that we focus on, such as careful tax planning, finding ways to lower interest rates, and pursuing student loan …
Becoming a Certified Registered Nurse Anesthesiologist (CRNA) requires a huge investment of both time and money. Like many career paths in the healthcare field, the cost of education is high, but the work and future compensation can be very rewarding. Many CRNAs find themselves making six figure salaries, but also …
As the number of companies offering student loan repayment assistance continues to grow, more and more borrowers are able to get a bit of extra help on their student debt. Due to the unique nature of employer assistance programs, they can actually complicate student loan repayment strategy. This problem falls …
Aggressive repayment has a well deserved reputation for being the smart way to repay student loans. The faster the debt is paid off, the less money that gets spent on interest. Even though aggressive repayment is usually the smart thing to do, it isn’t always the best idea. In a few circumstances, …
