Should I Empty My Retirement Accounts to Pay Off My Student Loans?
Paying off student loans with retirement funds often triggers taxes and penalties, but there are exceptions to these rules.
Latest Posts in Roth IRA
How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments
Putting money in a retirement account can mean lower student loan payments and more student loan forgiveness.
How Roth IRA Conversions, 401(k) Withdrawals and Other Retirement Moves Affect Student Loan Payments
Retirement plan contributions, transfers, and withdrawals can raise or lower your monthly student loan payments on IBR, PAYE, and SAVE.
The Best Retirement Plan for College Students
If you are a current college student, putting some money in a Roth IRA has some major advantages.
My Plan for the Student Loan Tax Bomb
The student loan tax bomb may or may not happen. My plan uses a Roth IRA to save for retirement and prepare for big tax bill.
Paying Down Student Loans vs. Investing in a Roth IRA
Deciding between attacking student loans and investing in a Roth IRA usually comes down to interest rates and how much risk you can tolerate.