When is it time to give up on Income-Driven Repayment Plans like IBR, PAYE, and REPAYE?
Income-driven repayment plans are usually the best option for federal borrowers, but some circumstances justify a change in strategy.
Latest Posts in REPAYE
Loan Payoff Date When Switching Repayment Plans
Loan payoff date calculations get complicated for borrowers switching to Income-Driven Repayment plans like REPAYE.
Student Loan Plan: Moving from IBR to REPAYE
Switching from IBR to REPAYE has major benefits, but some couples will need to do some math to find the best option.
Will Signing Up For IBR, PAYE or REPAYE Help My Credit Score?
The credit score impact of enrollment in IDR plans like PAYE, IBR and REPAYE is usually minimal, but it can be a huge help in certain circumstances.
The Dangers of Switching to REPAYE
REPAYE offers lower payments to many student loan borrowers, but there are some dangers associated with making the switch to REPAYE.
IBR, PAYE, and REPAYE Calculations for Multiple Loans and Multiple Lenders
If you have multiple federal student loans or you are stuck with more than one federal servicer, the Income-Driven Repayment math might seem complicated. Fortunately, it is pretty easy.