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Latest Posts in mortgages

student loan borrower does mortgage math to find best repayment plan

The Best Student Loan Repayment Plan for Getting a Mortgage and Buying a House

The best federal student loan repayment plan for mortgage applications is usually — but not always — the one with the lowest monthly payment.

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Should I Save for a Home Down Payment or Pay Off Student Loans?

Interest rates, personal goals, and loan balances all can shift the math on whether it is better to save for a house or pay down student debt.

Read more

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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