consequences of student debt on mortgage applications

Advanced Mortgage Strategy for Student Loan Borrowers

Michael Lux Blog, Strategy 0 Comments

Student loans can affect a mortgage applicant’s debt-to-income ratio and credit score Student loan refinancing and other strategies can minimize the damage from student loans. Mortgage underwriters have historically been hard on income-driven borrowers, but things are getting better. Student loan co-signers can also have problems caused by student loans …

getting a mortgage on IBR

IBR, PSLF, and Mortgages… Oh My! How to buy a house and chase forgiveness.

Michael Lux Blog, Strategy 8 Comments

Editors Note: This article was originally published on January 21st, 2018. It has been modified to include updated links to various federal student loan resources. In this edition of the student loan plan, we take a deep dive into one reader’s student loan situation. User Vickim34432 came by the student loan …