Below you'll find a list of all posts that have been tagged as “how to guides”
Perhaps the biggest perk with federal student loans is that they have repayment plans based upon how much a borrower earns rather than how much they owe. These income-driven repayment (IDR) plans include: Income-Contingent Repayment (ICR), Income-Based Repayment (IBR), Pay As You Earn (PAYE) and Revised Pay As You Earn …
Parent PLUS loan repayment appears to be very complicated. Unlike nearly all other forms of student debt, the money is borrowed by the parent and not the student. This makes federal program eligibility confusing. These issues are present in repayment plan selection, student loan forgiveness options, and when making strategy …
There is something very satisfying about the pursuit of justice. When someone — or some company — takes advantage of you, there are feelings of regret, shame, and anger. One of the most productive ways of dealing with that pain is to take action to help others avoid the same …
Being able to sign up for an Income Based Repayment Plan is a huge perk to federal loans. However, IBR and PAYE are not plans that you can just sign up for and forget about. In order to stay on your income based repayment plan, it is required that you …
Enrolling in an Income Based Repayment Plan for your student loans is a fairly easy task. Not only is IBR a great way to lower your monthly payments, but the program also offers benefits such as student loan forgiveness. However, be advised that signing up for IBR is a little …
