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Latest Posts in default

student loan default

How to Get Out of Student Loan Default (and Why So Many Borrowers Are Facing It in 2025)

Millions face student loan default in 2025. Learn what default means, how to fix it fast, and avoid falling behind again.

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Fresh Start Program: Get Out of Federal Student Loan Default

To help defaulted student loan borrowers ease back into repayment, the Department of Education has created the Fresh Start program.

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No Excuse for Federal Loan Default or Deliquency

No Excuse To Be Deliquent Or In Default On Your Federal Student Loans

Dealing with loan servicers is a hassle, but dealing with a default is even worse. Because borrowers can sign up for $0 per month payment plans, default is avoidable.

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Rehabilitation or Consolidation for Defaulted Student Loans?

Consolidation is a quick fix to defaulted federal student loans. Rehabilitation takes a bit longer but has some major advantages.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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