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Latest Posts in credit score

Credit Cards and College: An Easy Decision

Some experts say college freshmen should have credit cards. They are wrong. Responsible or not, the lessons are worth the pain.

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Student Loans and Your Credit Score: Everything You Need to Know

Student loans have a huge influence on credit scores. Savvy borrowers can take advantage of these rules and increase their credit scores.

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Is There a Risk to NOT Borrowing Student Loans?

Not all student loans are created equal. In some cases, a good student loan is better than an expensive retirement account withdrawal.

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Is Student Loan Refinancing Worth It?

Refinancing might be a great idea, or it could be a horrible mistake. It all depends on your existing loans and personal circumstances.

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The Reason Your Credit Score Went Down After Your Last Student Loan Payment

Debt elimination is a good thing, but some borrowers see a temporary drop in their credit score when they pay off an old student loan.

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Does a Student Loan Refinance Help or Hurt My Credit Score?

Student loan refinancing impacts credit scores in several ways. Some impacts are positive while others are negatives.

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This Student Loan “Hack” is a Terrible Way to Improve Your Credit Score

Delaying student loan repayment in order to build up your credit score is really expensive and not very helpful.

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loan sign illuminates the consequences of refinancing or consolidation on credit scores

Student Loan Consolidation and Refinancing: Is it Good or Bad for my Credit Score?

Consolidating or refinancing student loans usually impacts borrower credit scores. However, the impact is typically small and short-lived.

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Will Signing Up For IBR, PAYE or REPAYE Help My Credit Score?

The credit score impact of enrollment in IDR plans like PAYE, IBR and REPAYE is usually minimal, but it can be a huge help in certain circumstances.

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  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements