laurel road student loan refinance

Laurel Road Review: Student Loan Refinancing and Consolidation

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 1 Comment

Article updated November 7, 2019, to include the latest interest rate information. For the past five years, Laurel Road has been one of the top student loan refinance lenders. Laurel Road has built its reputation on being a top choice for healthcare professions, especially doctors, optometrists, and dentists. However, we …

Lowest Student Loan Refinance Rates

The Best Student Loan Refinance Rates

Michael Lux Blog, Consolidation, Interest Rates, Refinance, Student Loans 0 Comments

Article Updated December 4, 2019, to reflect the latest available interest rate information. With well over a trillion dollars in student loan debt in the United States, it is no surprise that new lenders continue to pop up in the refinance marketplace. Finding the lender offering the lowest interest rates …

Turn a No into a Yes

Mailbag: Turning Student Loan Consolidation Rejection into an Acceptance

Michael Lux Blog, Consolidation, Lower Payments, Mailbag, Student Loans 3 Comments

Earlier this week I received the following email from a reader: I’m writing because recently I have been trying to consolidate my private loans and have run into a snag: I have too much debt with regard to my income (surprise!).  I have excellent credit and make the huge payments …

loan sign illuminates the consequences of refinancing or consolidation on credit scores

Student Loan Consolidation and Refinancing: Is it Good or Bad for my Credit Score?

Michael Lux Best Of, Blog, Consolidation, Lower Payments, Student Loans 82 Comments

Many student loan borrowers are able to improve their credit score by consolidating or refinancing their student loans.  Unfortunately, not all borrowers see an increase in their score.  Some borrowers may actually see their score drop by consolidating or refinancing. Though federal direct consolidation and private student loan refinancing are …

sherpa explains when federal student loan consolidation is a good idea and when it is a mistake

The Complete Guide to Federal Student Loan Consolidation

Michael Lux Blog 0 Comments

Federal student loan consolidation isn’t easy for many borrowers to navigate. For some borrowers, federal student loan consolidation is an essential step to getting their student debt eliminated. For others, federal student loan consolidation would be a major mistake. Determining whether or not consolidation should be done is an essential …

Taking a close look at the discover student loan refinance option.

Discover Private Student Loan Consolidation and Refinancing

Michael Lux Blog, Student Loan Consolidation Reviews 0 Comments

Article Last Updated July 3, 2019 to reflect the latest interest rate information. Discover joins a crowded marketplace of lenders offering student loan consolidation and refinancing services. Though the loans that Discover offers are not groundbreaking, they will appeal to a number of borrowers. Those most likely to be impressed …