EDvestinU Student Loan Refinance and Consolidaiton Review

Michael Lux Blog, Consolidation, Refinance, Student Loan Consolidation Reviews, Student Loans 0 Comments

EDvestinU is a funny sounding student loan refinance company that offers an excellent deal to certain student loan borrowers.  EDvestinU scores points for being a non-profit and for consumer transparency.  The short-term interest rates are not the most competitive, but EDvestinU excels in the long-term loan categories.  As a result, …

Scam or Legit: Student Loan Refinance, Relief and Forgiveness

Michael Lux Blog, Consolidation, Refinance, Scam Alert, Student Loans 0 Comments

Deciding whether or not a student loan service is legitimate or a scam has become increasingly difficult.  A lot of promises are being made regarding government programs, “relief” agencies, refinance companies, and loan advisors.  Some are legitimate and excellent opportunities for consumers, many others are wastes of time and money. …

lowest student loan refinance rates

The Best Student Loan Refinance Rates

Michael Lux Blog, Consolidation, Interest Rates, Refinance, Student Loans 0 Comments

With well over a trillion dollars in student loan debt in the United States, it is no surprise that new lenders continue to pop up in the refinance marketplace.  Finding the lender offering the lowest interest rates can be tricky.  The vast majority of companies only advertise their lowest rate, …

ELFI Student Loan Refinance Review – Education Loan Finance Consolidation

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 5 Comments

Right now the student loan refinance company offering the lowest rates on the market is ELFI, short for Education Loan Finance.  ELFI has been in the student loan refinance business for less than two years, but it is the product of SouthEast Bank, a regional bank headquartered in Tennessee. While …

Student Loan Refinance and Consolidation Companies

Michael Lux Blog, Consolidation, Student Loans 0 Comments

We are currently tracking 13 different lenders providing student loan refinancing and consolidation services.  As we become aware of additional lenders, they will be added to our list.  For each company we have included the latest interest rate information, available loan terms, borrower bonus information and a brief review along with our …

Laurel Road Review: Student Loan Refinancing and Consolidation

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 0 Comments

Article updated 8/14/17 to include the latest interest rate information. Laurel Road student loan refinancing is a product of Darien Rowayton Bank and many of the pros and cons of Laurel Road come from the fact that it is the product of a longstanding bank rather than an internet startup. While …

Darien Rowayton Bank Announces Creation of Laurel Road for Student Loans

Michael Lux Blog, Consolidation, News, Student Loans 0 Comments

For years Darien Rowayton Bank as been a leading lender in the world of student loan refinancing and consolidation.  Today they unveiled a rebranding effort, advertising their student loan services under the name of “Laurel Road”. [Further Reading: Student Loan Sherpa Reviews Laurel Road] Why the Change? Darien Rowayton Bank …

MEFA Student Loan Refinancing Review

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 0 Comments

(Editors Note: Article updated on 6/17/17 to include $200 customer bonus information) The Massachusetts Educational Finance Authority, better known as MEFA, was created by the Massachusetts legislature over 30 years ago with the goal of providing access to higher education in the State of Massachusetts.  While people without ties to …