the year 2020 in the sand

The Best Student Loan Refinance Rates for September 2020

Michael Lux Blog, Consolidation, Refinance 0 Comments

*Rate Tables Updated as of September 2nd, 2020 September 2020 may be the most competitive we have ever seen the student loan refinance marketplace. Prior to the Covid-19 pandemic, tech companies like SoFi and Earnest tended to offer the best refinance rates while the traditional banks and lenders lagged behind. …

Using a Refinance or Consolidation to Simplify Bill Payments is Dumb

Michael Lux Blog, Opinion 0 Comments

Both federal student loan consolidation and private student loan refinancing have significant advantages. These two processes can easily save borrowers thousands of dollars when done correctly. However, both federal consolidation and private refinance come with significant risks. The potential dangers are part of the reason that I hate to see …

The Consequences of Student Loan Refinancing and Consolidation on Credit Reports

Michael Lux Blog, Strategy 0 Comments

Student loan consolidation and refinancing are excellent tools for borrowers hoping to get their finances in order. Refinancing enables borrowers to get lower interest rates and/or lower monthly student loan payments. Federal consolidation can help borrowers qualify for favorable repayment plans and forgiveness programs. In both a refinance and a …

Splash Student Loan Consolidation Review

Splash Financial Student Loan Refinance Review

Michael Lux Blog, Consolidation, Refinance, Student Loan Consolidation Reviews, Student Loans 2 Comments

Article Updated February 5, 2020, to reflect the latest available interest rate information and a new customer promotion of up to $500. One of the newer names to enter the student loan refinance marketplace is Splash Financial. Splash Financial first entered the student loan refinance business as a lender focusing …

laurel road student loan refinance

Laurel Road Review: Student Loan Refinancing and Consolidation

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 1 Comment

Article updated August 27th, 2020, to include the latest interest rate information. For the past five years, Laurel Road has been one of the top student loan refinance lenders. Laurel Road has built its reputation on being a top choice for healthcare professions, especially doctors, optometrists, and dentists. However, we …