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Hello
July 10, 2018
11:40 am
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Forum Posts: 2
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July 10, 2018
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Hi,

I’m new here and am glad I found this website. I graduated in May with about $70,000 in student loan debt. It is overwhelming to say the least. I am still looking for a job. I think I need to consolidate my loan debt. Any advice for me from any of you that have done this?

Thanks!

July 10, 2018
11:43 am
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Indiana
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May 3, 2014
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Welcome!!

Right now it sounds like the most important step for you is to find a job. Make the job hunt your full time job.

On the student loan front, be sure to get your federal loans started on an income-driven repayment plan. You will probably want to look into REPAYE, because it treats extra interest that accuses very favorably. While you are looking for work, you can have $0 per month federal payments. (Note: this is a much better option than a forbearance or a deferment)

Best wishes,

Michael

July 10, 2018
11:49 am
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July 10, 2018
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Hi Michael,

Thanks for the info. I will be sure to look into REPAYE. I’m glad I found your website. I will check back often!

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