Do I need a divorce for lower student loan payments?
There is a marriage penalty with student loans. Careful repayment plan selection and tax preparation often means that resorting to a divorce isn’t necessary.
There is a marriage penalty with student loans. Careful repayment plan selection and tax preparation often means that resorting to a divorce isn’t necessary.
Lowering monthly payments requires different approaches for private loans and federal loans. Fortunately, there are many paths to a reduced monthly bill.
Navient may temporarily reduce interest rates to help borrowers struggling with their loans. Learn how to apply for the Rate Reduction Program.
Federal student loans come with many borrower protections to lower monthly payments. Refinancing is also an option, but it comes with major risks.