Is There a Risk to NOT Borrowing Student Loans?
Not all student loans are created equal. In some cases, a good student loan is better than an expensive retirement account withdrawal.
Latest Posts in Paying for School
Paying for school is more complicated—and riskier—than it should be. This part of planning for college dives deep into financial aid, borrowing tips, and how to avoid the biggest student loan pitfalls before they happen.
Why Should I Shop Around For Private Student Loans?
Shopping around for private student loans is the only way to make sure you are getting the lowest interest rate. It is also very easy to do.
How to Find a Student Loan Cosigner
Cosigning is a major risk, which makes it hard to find the right person with a great credit score and steady income.
Paying Down Student Loans During School
Borrowers still in school have an excellent opportunity to tweak their student loans and make life easier after graduation
Parents: Don’t Raid Your Retirement to Pay for College
Withdrawing 401(k) funds to pay for your child’s education may seem smart, but it is a dangerous choice and with negative consequences for you and your child.
Five Reasons Cosigning a Student Loan is a Mistake and One Exception
Cosigning on a student loan is usually a bad idea.
Navigating Financial Aid Offers from Colleges
A financial aid offer is a useful starting point for projecting yearly costs, but parents and students need to do some additional planning.
How Does A Variable-Rate Student Loan Work?
Lenders can’t just change a student loan interest rate whenever they want. Rates can only go up or down if an index rate moves.
Warning: All Scholarships are Not Created Equal
Scholarships are way better than student loans, but some scholarships come with some harsh strings attached.
