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Latest Posts in Planning for College

Planning for college isn’t just about picking a major or a school—it’s about avoiding financial landmines. From student loans and financial aid to smarter ways to save, this section covers everything students and parents need to know to plan for college the right way.

Financial Lessons to Learn Before College

Personal Finance Lessons to Learn BEFORE College

Learning the hard way is part of college, but some personal finance lessons are especially valuable if you can learn them the easy way.

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Minimum Wage College Job

Can a Minimum Wage Job Eliminate the Need for Student Loans?

Minimum wages don’t go nearly as far as they used to, but they can still make a difference for college students trying to limit debt.

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magnifying glass looking at the parts representing an income share agreement

Income-Share Agreements Pros and Cons

Income-share agreements are growing in popularity as a student loan alternative. ISAs have some big advantages, but there are major risks to consider as well.

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Deciding Between Parent PLUS Loans vs. Private Student Loans

Borrowers should almost always choose federal student loans over private loans. However, a private loan might work better than a Parent PLUS loan in some circumstances.

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Should I take out a student loan to build up my credit score?

A student loan might help your credit score as a college student, but there are better ways to build a credit history.

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Avoid a Student Loan Nightmare Before It Starts

Student loan nightmares are increasingly common. Most of these situations are caused by a few common mistakes.

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Should we force colleges to co-sign student loans?

Forcing colleges to co-sign student loans would force them to help students find jobs and improve repayment rates, but what are the risks?

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Parents should use caution before borrowing a parent plus loan for their children

The Pros and Cons of Parent PLUS Loans

Parent PLUS loans work differently than all of the federal loans. Families should understand all of the pros and cons before signing up.

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Raise.me Micro-Scholarship Review

Micro-scholarships from Raise.me can add up to real money for some students.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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