Deciding Between Parent PLUS Loans vs. Private Student Loans
Borrowers should almost always choose federal student loans over private loans. However, a private loan might work better than a Parent PLUS loan in some circumstances.
Latest Posts in Planning for College
Should I take out a student loan to build up my credit score?
A student loan might help your credit score as a college student, but there are better ways to build a credit history.
Avoid a Student Loan Nightmare Before It Starts
Student loan nightmares are increasingly common. Most of these situations are caused by a few common mistakes.
Should we force colleges to co-sign student loans?
Forcing colleges to co-sign student loans would force them to help students find jobs and improve repayment rates, but what are the risks?
The Pros and Cons of Parent PLUS Loans
Parent PLUS loans work differently than all of the federal loans. Families should understand all of the pros and cons before signing up.
Raise.me Micro-Scholarship Review
Micro-scholarships from Raise.me can add up to real money for some students.
How much Student Debt is too much?
There is a simple formula for how much student debt is too much, but there are several other factors that should also be considered.
Why Everyone Should Have a Right to Attend College
Providing access to a free college education for all Americans might be a necessity.
Help! I need more money than the Estimated Cost of Attendance
The estimated cost of attendance usually limits student loan borrowing. However, there are a couple ways around this issue.