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The Student Loan Forgiveness Risks from Refinancing

Refinancing student loans is a great way to lower interest rates and monthly payments. Unfortunately, this move may negatively impact student loan forgiveness options.

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Four Fixes for Biden’s Expanded Public Service Loan Forgiveness

The limited waiver is a huge break for PSLF borrowers with repayment plan and loan eligibility issues. Unfortunately, this fix overlooked a few major issues.

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Nelnet Bank Student Loan Refinance Review

Nelnet Bank refinance comes with some red flags to review, but it is ultimately a reasonable choice for borrowers looking for a lower interest rate.

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Are Student Loans Worth It? Four Questions to Ask

The right student loan can be a great investment in your future. However, student loan mistakes can lead to decades of regret and financial hardship.

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Navient’s Strange History and Student Loan Exit is a Warning to Borrowers

Three different names in less than a decade, and the only constant has been poor customer service.

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Should I Pay Extra on My Income-Driven Repayment (IDR) Plan?

Paying extra on IDR plans like IBR, PAYE and REPAYE is a risky choice for many student loan borrowers, especially those chasing student loan forgiveness.

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NaviRefi Review: Student Loan Refinancing with Navient

NaviRefi advertises great interest rates, but their connection to Navient and some consumer complaints are cause for concern.

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timing student loan payment

Four Ways Extra Student Loan Payments are a Mistake

Extra payments are a great way to eliminate student debt. However, there are times when paying extra is a mistake.

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What is “Efficient” Student Loan Repayment?

The idea behind efficient student loan repayment is to spend as little money as possible when you pay off your student debt.

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  • Tools
    • Old Income-Based Repayment (IBR) Calculator
    • New Income-Based Repayment (IBR) Calculator
    • Repayment Assistance Plan (RAP) Calculator
  • RepaymentPLANS & FORGIVENESS
    • Lower Payments
    • Student Loan Forgiveness
    • Cosigner Issues
    • Repayment Plans
    • Loan Servicers
    • Consolidation
    • Debt Elimination
    • Parent PLUS Loans
  • RefinanceRATES, TIPS & REVIEWS
    • Refinance Reviews
    • Best Interest Rates
    • Lender Comparisons
    • Refinance Strategy
  • Life with LoansMARRIAGE, TAXES & MORE
    • Retirement
    • Home Ownership
    • Marriage
    • Taxes
    • Scam Alerts
  • PlanningSTUDENTS & PARENTS
    • Paying for School
    • Student Loan Reviews
    • Income Share Agreements
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