Not all federal repayment plans count toward PSLF — and choosing the wrong one can cost you years of progress. This guide covers every qualifying plan, what’s changed under the 2026 OBBB overhaul, and what to do if you’ve already been on the wrong plan.
Rapidly increasing interest rates make student loan repayment especially difficult. These strategies will help keep things manageable.
Student loan calculators can simplify things, but they don’t always give borrowers the results they need.
Years of minor changes eventually made it nearly impossible to discharge student loans in bankruptcy, but for the first time in years, borrowers may now have reason for optimism.
A new Department of Justice policy will make it significantly easier for federal borrowers to get bankruptcy relief on their student loans.
There is a lot to like about the proposed new IDR plan, but a closer inspection shows some room for improvement.
Many significant rule changes have happened during the Covid-19 payment and interest pause. Some of these changes have been well publicized, while others got little attention.
Borrowers have many reasons for optimism about life with student loans in 2023.
Borrowers can now get refunds for federal student loan payments made during the Covid-19 pandemic. All borrowers should ask for a refund.
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