Below you'll find a list of all posts that have been tagged as “student loans”
The Situation: Husband and Wife both have great jobs. Unfortunately for the couple, both spouses also have massive student debt. Many doctors, lawyers, optometrists, dentists, and veterinarians, had to borrow a great deal of money for the required education. In some marriages, this debt is doubled. These high earning couples …
One of the fastest growing segments of student loan borrowers is senior citizens. Most of this growth is due to Parents who signed up for Parent PLUS loans for their children who have not yet paid off the debt. This has caused a major problem in many households. Some face …
At this time of the year, student loan borrowers should be gearing up to file their 2018 taxes and thinking about strategies to minimize their 2019 taxes. Even though we are already in 2019, there are still steps borrowers can take to lower their 2018 tax bill and possibly lower …
If you are trying to decide the best time to apply an extra payment to your student debt, the answer is pretty simple: Right now. We will show our work on this simple two word answer, and explain a couple mistakes to be avoided, but the short answer is that …
Income share agreements have quickly gone from an interesting idea to a real possibility for many college students. As someone who spends his time helping borrowers navigate student loan headaches and stand up to lenders, finding a better way to pay for college is a passion. However, I’m not ready …
We received an interesting email from Don, a reader who is switching his federal loans from the Extended Repayment Plan to the Revised Pay As You Earn Plan (REPAYE). Don is getting some confusing information from Navient and wants to know when his loans will be paid in full if …
The next year looks fairly promising for borrowers who will be looking to refinance their student loans. Obviously it isn’t possible to say exactly what interest rates will look like one year from now… I can’t even say for certain what they will look like in a month. However, there …
Making exact predictions about the future of student loans is impossible. There is no way to determine the precise changes that will be made or when they will happen. However, it is certainly possible to make some educated predictions about what the future holds. The history of student loan legislation …
The money I spent getting my education is completely unremarkable. Many students walk very similar paths every year. However, just because a route is common doesn’t mean it is a good idea. Looking back, its crazy how easy it was to get handed over $100,000. Because many students have this …
Under Federal Law, the Consumer Financial Protection Bureau (CFPB) is required to release a report summarizing the complaints made by borrowers about their student loans. Last year the Trump administration missed the deadline by several months. This year they didn’t generate a report at all. Trump and his people not …
