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How to Convert Private Student Loans into a Federal Student Loan

Michael Lux Repayment, Student Loan Blog 0 Comments

Federal student loans have the best repayment plans and options for student loan forgiveness. As a result, converting private student loans into federal loans can be a really smart idea. Unfortunately, there isn’t a simple procedure or mechanism to turn private loans into federal loans. Borrowers that wish to turn …

consequences of student debt on mortgage applications

6 Ways to Fix Student Loan Debt on Mortgage Applications & Buy a Home

Michael Lux Living with Student Loans, Student Loan Blog 0 Comments

Student loan borrowers can buy a house, but student debt can make qualifying for a mortgage difficult. Student loans affect a mortgage applicant’s debt-to-income ratio and credit score. Mortgage underwriters have historically been hard on income-driven borrowers, but things are getting better. Student loan refinancing and other strategies may minimize …