Can I Refinance My Student Loans Multiple Times?

Michael Lux Blog, Consolidation, Strategy, Student Loans 0 Comments

There is no limitation on the number of times you refinance you student loans.  Refinancing more than once can be a smart strategy.  However, there is a downside that borrowers should understand if they are thinking about going this route. Advantages of Multiple Refinances The biggest advantage to refinancing your …


Should I consolidate or wait for Public Service Loan Forgiveness?

Michael Lux Blog, Consolidation, Student Loans 0 Comments

Editor’s Note: This article was first published January 7, 2017.  It has been updated to include updated links and resources. Many young professionals face the same difficult question.  Should I be aggressively paying off my student loans, or is it better to take advantage of the federal student loan forgiveness …


Lowering the monthly payments on your Federal Student loans

Michael Lux Blog, Lower Payments, Student Loans 0 Comments

The four main servicers of federal student loans are Navient, Nelnet, Great Lakes, and MyFedLoan.  Regardless of the company that services your loans, the approach will be exactly the same.  This is because the different alternatives that you have are guaranteed by law.  The great thing about federal loans is …