Below you'll find a list of all posts that have been tagged as “Money Saving Tips”
There may be some debate about the severity of the student loan crisis, but what isn’t up for debate is the fact that student loans are becoming a serious issue for many Americans. As people learn the dangers of student debt, it is logical to ask: could paying for college …
For some, the question is do I take out student loans to pay for the top-ranked school or do I accept a full-ride at a state school. For others, the question is do I pay full tuition at the local university or save money by going to a community college. …
I’ve been helping people with their student loans since 2013. Of the thousands of borrowers I’ve come across, only a handful have been worried about their loans while they still are in school. To put it bluntly, many people spend their time in school creating student loan problems, and then …
Confession Time: For over five years this site has largely ignored two steps that can be taken that would help people dramatically reduce their student debt. To be fair, the things that we focus on, such as careful tax planning, finding ways to lower interest rates, and pursuing student loan …
Spending time at the local library won’t make your student loans disappear overnight. However, it will help borrowers struggling with student debt in a number of different ways. Not only is the local library free, but it is an excellent resource in eliminating student loans. The many wonderful services of …
In many ways college is the perfect environment for learning. Most students are on their own for the first time, and the lessons they learn, both in and out of the classroom will last a lifetime. Unfortunately, many recent college graduates learn some very expensive lessons too late. While millions …
Paying off student loans is an uphill battle. Interest rates work against you and loan servicers frustrate the process. Making things even more complicated is the fact that we do not pay off student loans in a vacuum, life goes on during repayment. There are other expenses, and far off …
Planning for retirement always seems to take a backseat when it comes to dealing with student loans. In many ways the debts of the past make planning for the future difficult. The many variables of IBR and PAYE make planning even more difficult. At present, loans can be forgiven after …
Federal student loans can be a huge headache, but fortunately, penalties for paying off the loans early are not an issue. There are no prepayment costs and the interest rate does not go up if you pay early. In fact, with the interest rate compounding on a daily basis, the …
Retirement, taxes, and student loans are a horribly unpleasant trio for most millennials. For many, taxes are too high, student loans will never be paid off, and retirement is a far away dream at best. In short, it is bad news, bad news, and more bad news. The good news …
