When should I refinance my Student Loans?

Michael Lux Blog, Consolidation, Lower Payments, Student Loans 2 Comments

Refinancing your student loans can lower your interest rates, your monthly payments, and get your loans paid off faster.  Often people are surprised to learn that they can get significantly lower interest rates by consolidating or refinancing their loans.  This fact should not be too much of a shock.  A loan …

Mailbag: Dealing with Undergrad loans while in Grad School

Michael Lux Blog, Consolidation, Lower Payments, Mailbag, Student Loans 1 Comment

Earlier this week, I received the following email from a reader: I have three unsubsidized undergraduate college loans from Sallie Mae (now Navient bc they split the company). These are private loans. The outstanding balance, combined, is about 87,000 dollars (I have been repaying them since 2007). There is a loan …