Get a Lower Interest Rate on a Firstmark Services Student Loan

Michael Lux Blog, How to Guides, Strategy 0 Comments

Student loan borrowers who have to work with Firstmark Services usually don’t have a choice. Many lenders pay Firstmark to handle the day to day management of student loans, including answering borrower questions and collecting payments. For the over half a million consumers that are forced to work with Firstmark, …

How to Live with Federal Student Loans you Can’t Afford to Pay Back

Michael Lux Blog, Strategy 4 Comments

Repayment of student loans can be brutal. Interest accrues daily, servicers offer little help, and large segments of the population blame borrowers for their debt even though college has never been more important or more expensive. A growing percentage of student loan borrowers have reached the point where they realize …

Is it a Mistake to Refinance Student Loans During the Coronavirus Pandemic?

Michael Lux Blog, News, Strategy 2 Comments

Covid-19 has had a profound impact on many aspects of our lives. Managing student loans is no exception. The fast-changing economic conditions have had a significant influence on the student loan refinance process. Due to these changes, many borrowers may want to delay refinancing their student loans, as it could …