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I’m a parent of a soon-to-be college freshman. Still trying to figure out where to apply for loans. Who has the best rates? Best customer service? what else do I need to think of?! We’re looking at approx $15K needed annually.
Definitely start with federal loans. From there you have several options.
This article covers most of the important topics for families planning for college and trying to figure out funding: https://studentloansherpa.com/college-planning/
As far as you specific quesitons, the best rates will vary from lender to lender (they all evaluate applications differently). Shopping around is the best way to find the lowest rate.
For customer service, there really isn’t anyone who stands above the rest. Loans can also be sold from one lender to another during school, so I’m very hesitant to say to stick with company A or B.
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