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How can I get out
May 21, 2020
11:21 pm
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judith
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I graduated with my BSN in 2007 and have completed my PhD in nursing 2018. In between, those I have made some payments but have sought forbearance while in school. I have accrued over 200K in student loan debt. Due to the horror stories I have heard regarding student loan forgiveness post 120 payments, I have decided to refute this option and pay as I go. I have managed to bring down my student loan debt to a little of 143k, by making drastic measures like selling my home to live in a small apartment, implementing a strict budget, and even sending my kids with hubby to the Caribbean Islands so that I can focus on repaying this debt. Unfortunately, I have been declined once when seeking the nurse student loan forgiveness, while in school, I have been declined scholarship offers (except for one for 2k and the HRSA loan [which is non payable as long as I teach for 4 years]).

I am desperate to get rid of this loan for good and fast so that I can be able to purchase another home soon for my family. In essence, I do not want to spend another 10 years paying these loans (via Nelnet). I have thought about starting a gofundme account- but I don’t think it’s morally correct.

I have worked for a non-profit organization from 2007 – 2019. Is there any assistance out there to help rapidly eliminate these loans.

Please help

May 24, 2020
7:44 pm
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Indiana
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Forum Posts: 362
Member Since:
May 3, 2014
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If you have been working for a non-profit, you can always apply to see if it qualifies for PSLF (Public Service Loan Forgiveness). That would be a huge help.

Unfortunately, there really isn’t a quick or easy way to eliminate debt fo that magnitude.

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