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May 2, 2016
12:34 pm

I have been out of college for twenty years and did not graduate. Without going into a lot of details I had to defer my loans quote a bit and went through a bankruptcy where I had to pay for five years a ceartain amount each month until I could be dischardged. During this five year period I was not required to pay on my student loans. I was discharged two years ago and my credit is good. I have been able to refinance my home and lease a vehicle. I would now like to refinance my student loans. Who will refinance if I did not graduate and does not look for excellent credit. My score a few months ago was 692.

May 5, 2016
6:37 pm
Forum Posts: 351
Member Since:
May 3, 2014
sp_UserOfflineSmall Offline

Many of the student loan refinancing services look for a degree, because that is what their financial calculators tell them.

With your credit score on the rise, one option worth exploring might be personal loans. These loans can be made for any type of debt and do not require a degree. Unfortunately, the interest rate on them can vary greatly. Some are a good deal while others are terrible.

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