As a parent with 3 large Parent Plus loans, would it be better to consolidate in our names, or try to consolidate under our son’s (student) name? He also has Federal loans with Sallie Mae and Direct Unsub loans with Nelnet.
May 3, 2014
I’m not quite clear what is being asked here. Are you talking about private loan consolidation or consolidation through the federal government?
Parent Plus loans are a little bit more complicated than other federal loans because there are fewer options. Consolidation options, both federal and private, are also limited based upon the type of loans that can go into the consolidated loan.
If you could clarify what routes your are considering going, it would help.
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