August 3, 2018
I just got a job at a hospital as an OT and plan to do IBR plan and the public service loan forgiveness. I most likely will have a $0 payment for the first year since I was a student and didn’t make anything this year. I do not come out of my grace period until November. Should I come out of it now or wait until November? Does it matter?
May 3, 2014
For time to count towards PSLF, you have to be in repayment. If you are on your grace period, it will not count towards the required 10 years.
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