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Can I keep IBR Plan if I am at stay home mother and thus my income is $0 (assuming I file separately from my spouse)?
January 7, 2020
4:50 pm
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Eteri
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HI,

I am currently enrolled in IBR Plan. I was wondering, if I decide to be a stay at home mom for few years, can I still keep the IBR plan, and if so will my monthly payment just be $0?

January 7, 2020
7:28 pm
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Indiana
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Forum Posts: 348
Member Since:
May 3, 2014
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Hello,

IBR plan has no specific job type requirements. If you are not earning money, your payment will likely be $0. (A possible exception would be for married couples).

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