My wife has +$100k worth of federal loans with Navient but she currently is staying home with our kids. We file our taxes as married filling jointly which may be an issue in trying to refinance.
What is the best repayment plan to apply for in this situation? Why is Navient so difficult to deal with?
Appreciate any advice.
May 3, 2014
The best repayment plan and refinance considerations will depend upon whether the Navient loans are private loans or federal loans. Navient handles both.
All federal loan records can be found in this department of education database: https://www.nslds.ed.gov/nslds/nslds_SA/
Once you know the type of loans that your wife has, I’ll be able to offer more specific ideas and suggestions.
As for why Navient is so difficult to deal with it is a long story. The short version is because they can get away with it.
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