Earn More, Spend Less: Volume 8

Michael Lux Blog, Earn More, Spend Less 1 Comment

Today I took my girlfriends car in for some routine service.  It is a 13 year old Civic that is just now approaching 100,000 miles.  She has had the car since it was brand new!  The fact that it has run so well for so long is a testament to her making a wise purchase decision and doing a good job taking care of it over the years.

The unfortunate news today was that some of the major maintenance was going to cost over $500.  It seems like a ton of money, but when you figure that the car has long since been paid for, it is a really good deal.

I’ve always been a fan of buying a used car, but having been around this car now for a couple of years, my opinion is starting to change.  I definitely see the merits to buying new and taking great care of the vehicle.  I’m not sure I’m convinced it is the way to go, but I can see why people feel that way.

Regardless of whether you buy new or used, I firmly believe that if you take care of your car, it will take care of you.  I have no doubt that staying on top of the regular maintenance saves a great deal of money in the long run.

Now for the best tips from the around the web on earning more money and spending less…


Holly @ Club Thrifty writes Working at Home: Pros and Cons – Ever since I quit my job to work from home, people have asked me if it is as awesome as it sounds.

FI Pilgrim @ FI Journey writes Get More Done: A Few Favorite Productivity Methods – We could all use some extra time in the day. Here is a list of a few of my favorite productivity methods that help me to get more done!

Robert @ The College Investor writes Twitter and It’s Stock Market Debut – According to Reuters, the global news agency, a defunct US retailer called Tweeter (THEGQ) suddenly saw 14 million of its shares traded, boosting the price 600% to nearly 5 cents. Now if that’s what can happen when a few impatient punters can’t tell their Tweeters from their Twitters, what is going to happen on the stock market when the IPO actually takes place in a month or two?

Christopher @ This That and The MBA writes What’s the Deal with Extra Income? – I was talking with my husband recently about my plans/dreams for extra income. I babbled on and on for a few minutes about plans I have for my blog and how I really want to start ramping up my extra income. Several minutes in, my husband interrupted.

John @ Frugal Rules writes Reasons Why You Should Start Investing for the Long Run – Many people want to go for the quick buck when it comes to investing. However, a long term approach in generally best if you’re looking to build wealth and grow a decent retirement portfolio that will last.

Matt Becker @ Mom and Dad Money writes Start Investing Now, Even if You Stink – Many people avoid investing out of fear. They fear doing something wrong and losing all of their money. But the truth is that those first few years of returns are relatively unimportant to your final result. So get started today, even if you don’t know what you’re doing. The benefits of starting far outweigh the risks of getting something wrong.

Pauline @ Make Money Your Way writes Make money renting your car or vehicle – This post will show you on how to make money by renting your car or vehicle.

Mr. CBB @ Canadian Budget Binder writes Budget Smarts- eating right for a healthy life – Eating well doesn’t have to break your budget nor does eating healthy mean you have to create meals with ingredients you just don’t understand. Learn some substitutions for common foods and how you too can eat well on less.


Christine @ MLIQ101 writes How Much Life Insurance Do I Really Need? – A majority of Americans appreciate the importance of buying life insurance, but a fraction actually own a policy outside of their benefits package at work. There are dozens of factors to consider when choosing how much life insurance you need to buy. Here’s how to pick the right amount of coverage.

Adam @ Money Bulldog writes Shopping with Kids: How Not to Let It Ruin Your Life and Budget – Dealing with kids during errands can be a difficult task sometimes but here are some ideas on how to manage through those days.

Adam @ Money Rebound writes Is Downsizing to a Simpler Life Possible? – Using the unexpected economic changes to improve your life in many different aspects.

saverspender @ Save. Spend. Splurge. writes YOLO, FOMO and all the reasons why you and I overspend – YOLO, FOMO and all the reasons why you and I overspend

Chuck @ The Tortoise Banker writes Protect Your ASSets and Income – Get Rich Once. Follow these important steps to assure you are prepared should the worst happen and can thrive under any circumstances

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes For Love & Money Friday – Making a Budget as a Couple – Every Friday my husband and I get together to talk money, and this week we discuss budgets, specifically creating a joint budget for both of us to use to reach our mutual financial goals.

Justin @ Root of Good @ Root of Good writes $150,000 Income, $150 Income Tax – Justin at Root of Good reveals how his household made $150,000 and paid only $150 in income taxes through a combination of contributions to workplace savings plans and IRA’s. Tax efficient investing and tax loss harvesting also played a key role in keeping his income taxes at 0.1%.

Richard Adams @ Frugality Magazine writes 5 Easy Ways To Save Money When Shopping Online – Follow these five sneaky tricks for saving money when shopping online.

Brian Fourman @ Luke1428 writes Dealing With My Daughter’s Big Milestone – My 12-yr. old daughter has been budgeting and saving her own money for months for her first big purchase. Even though I knew it was coming, I wasn’t prepared when she popped the question. She surprised me though with an unexpected frugal comment that made me real proud.

Simon @ Modest Money writes Experimenting in Extreme Frugality – Extreme frugality is based on the notion that it is far easier to attain financial independence by reducing expenditures than by increasing income, and that this is a “purer” life than can provide an equal or excessive amount of happiness when compared to the norm.

Sustainable PF @ Sustainable Personal Finance writes Adopting Minimalist Principles to Save Money and Live Sustainability – Congratulations! You have just finished paying for a wedding, which means you just spent the equivalent of a home down payment or a year of college on a single day. Now that the wedding’s all taken care of, your major expenses are over, right?

Little House @ Little House in the Valley writes Homemade Holiday Gifts with Mason Jars – Since I’m getting an early start on holiday gift ideas (well, early for me), I’m making it a point to get more creative with my gift mason jars this year. Instead of just drink recipes, I’m going to venture into actual food and possibly baked goods.

Miss T. @ Prairie Eco Thrifter writes Protecting the Planet During the Holidays – The holidays don’t have to be the trash-filled season that companies and ad agencies shoot for every year. By making small changes in your behavior, you can make the holidays more about people than stuff.

Pauline @ Reach Financial Independence writes Cheap DIY Halloween costumes: How to Make Fairy Wings, Wand and Crown – This post will show you how to make cheap DIY halloween costumes: How to Make Fairy Wings, Wand and Crown

Kali H. @ Common Sense Millennial writes How I Got My Coworkers’ Christmas Gifts for Free – Christmas is not fun at my office. Before you gasp and point an accusatory finger at me and declare me a big ol’ fat Grinch, let me explain.