Earn More, Spend Less: Volume 4

Michael Lux Blog, Earn More, Spend Less 24 Comments

This week one the subject of saving money, I had a huge success.  In the process of renewing my lease for the upcoming year, I was able to negotiate a lower rent of $100 per month!!

Saving $1,200 was surprisingly easy.  I noticed that more houses than usual seemed to have for rent signs in my neighborhood.  In my proposal, I said that due to current market conditions, the lower rent seemed like a more fair price.  The owner agreed and we got the lower rent.  I think part of the reason this was agreed upon is that we have been great tenants.  Most minor issues that I can fix, I fix myself, and we are never late on rent.  I’m sure from there perspective there was real value in keeping us around for another year.  I also think our agreed upon rent price was very fair.

I know that often you hear about rent going up for people after the first lease, but it doesn’t have to be that way.  Landlords may realize that you don’t want to move and try and take advantage of that, but as a tenant it is important to realize that they don’t want you to leave either.  Replacing a tenant, especially a good one, is not easy.

On to Earn More, Spend Less for the week…

This week rather than grading most of the submissions, I’ve decided instead to just leave the best of the best.  I don’t know if this will be a permanent change, so I would love to see your input.  Would it be more helpful to see reviews on a wide range of topics, or would you just like to read the top articles I have?

EARNING MORE

Jay @ Daily Fuel Economy Tip writes Fuel Saving Tips and Myths – Since gas prices do not appear like they are going to drop any time in the near future, we have put together another list of fuel saving tips as well as a list of fuel saving myths, both of which should help you to make better choices and save money when filling up your tank.

Hadley @ Epic Finances writes Avoid these Common Investing Mistakes – Even the great Warren Buffett has made one or two mistakes during the 40+ years that he has been investing. Here are several that you can avoid.

Barbara Friedberg @ Barbara Friedberg Personal Finance writes Investing & The Fed: How Will My Portfolio Be Impacted? – The Feds actions are directly related to your investment portfolio. Learn what investing moves to make now.

Robert @ The College Investor writes Robert Kiyosaki’s Best Investing Advice – Today I wanted to take the time to share with you three pieces of advice that Robert Kiyosaki has recently shared, and highlight why you should heed it.

Alexa @ Single Moms Income writes How to Make Your Side Business Grow Faster – When I first had the idea to start a side business my thoughts were that it would take approximately a year to bring in enough income to account for anything. And – I was partially correct.

Adam @ Money Rebound writes Earn a Bigger Salary without Changing Jobs – Loving your current average-paying job but struggling to pay the bills? Find out how you can earn more without having to leave your dream job.

Pauline @ Make Money Your Way writes How to make money as a TV/Movies extra – Tonya shares how she made money as a TV extra and how it really is behind the scenes.

SPENDING LESS

MMD @ IRA vs 401k Central writes Understanding the 401k Limits on My Contributions and Other Rules – The IRS has many 401k limits placed on how much you can contribute, how much your employer can contribute, and a lot of other aspects that can affect your savings and future withdrawals. This post will cover all the main highlights.

Alexa @ Defeat Our Debt writes 5 Drastic Ways to Free Up Money for Debt Repayment – Paying off debt can take a long time. Depending on how much debt you’ve racked up it could take months or even years to pay back. If you’re serious about eliminating your debt you may need to make some drastic changes. Here are 5 drastic changes you can make to free up money for debt repayment.

Christopher @ This That and The MBA writes Effective Ways To Keep Down The Cost of Home Insurance – One of those essential expenses that we all have is the cost of home insurance, especially those of us who are homeowners. Most of the time we just pay the premiums and never make a claim as nothing untoward happens that would require a claim.

John S @ Frugal Rules writes 6 Flea Market Shopping Tips That Will Help You Save Big – Going shopping at a flea market can be great entertainment as well as a way to save money on certain items. If you’re creative, you can be frugal and save some money on items you may need for your home.

Usiere @ Financial Freedom Inspiration writes Achieving Financial Independence: the power of Momentum – Habits are such a powerful force. According to a quote by John Dryden – “We first make our habits, and then our habits make us.” Your habits can predict where you will end up if you keep going the way you are going. This holds true in every area of life, every goal we set out to achieve. It determines whether we are making progress towards it or it is just a pipe dream.

Miss T. @ Prairie Eco Thrifter writes Your Car Insurance Rates Can Be Lower If. . . – I’ve found that one of the most annoying aspects of being a car owner is the insurance. I think it’s just plain evil! Here are ways to save:

Vanessa @ Vanessa’s Money writes Want to graduate debt-free? Move to Quebec! – Start thinking of outside of the box tips to lower tuition and graduate debt-free!