Earn More, Spend Less: Volume 10

Michael Lux Blog, Earn More, Spend Less 0 Comments

Today’s post marks the tenth edition of the Earn More, Spend Less feature.  The topics discussed in these posts don’t really have much to do with student loans, but they often have little bits of advice or tips that can be especially valuable for people with student loans.

One of the neat parts about running a website is that it presents an exciting opportunity to correspond and learn from many other people with a wide range of experiences and perspectives.  I see this feature as a way to spread the word on some of the cooler ideas that I come across.

Have any of the articles mentioned in these posts provided any assistance to you the reader?

Do you have any suggestions for how to make this weekly feature better?

Thanks again for your emails, and on to the best of the blog world…


Barbara Friedberg @ Barbara Friedberg Personal Finance writes What are Index Funds and Asset Classes Investing? – There are too many index funds available and the choices can be mind boggling. I want to help simplify your investments. You only need a couple of mutual funds in your investment portfolio.

Alexa @ Single Moms Income writes How to Make Money From Twitter By Building a Large Following – Twitter is a great social network for you to interact with friends, families, and even celebrities. It can also be a place for you to earn a little extra cash, as long as you have a large following.

Alexa @ Defeat Our Debt writes How to Pay Off Debt & Increase Your Income the Fun Way – In order to speed up your debt repayment you will have to locate extra funds to throw toward it. You can either continue down the path you’re on or earn extra money.

Graham @ Moneystepper writes Best time to invest in the stock market? – Best time to invest in the stock market?

Adam @ Money Bulldog writes 5 Business ideas for kids – Who says you’d have to be accomplished to get started on a business?

Ben @ The Wealth Gospel writes If You Can’t Ditch Your Job, at Least Get Paid More to Do It – Being an employee sucks sometimes. But if you can’t ditch your job, you can at least try to get paid more for doing it.

Matt Becker @ Mom and Dad Money writes How to Start Investing From Scratch – Part 1 – This is the advice I would give myself if I were starting from scratch, with little money or understanding of investing. If you put your mind to it, you can probably accomplish all of this within the span of a few weeks. Remember that your initial investment returns are relatively unimportant to the long-term outcome, so the most important thing is to get enough of an understanding that you feel comfortable and then to just get started.

Pauline @ Make Money Your Way writes Side hustle series: Guitar Teaching – Lyle of The Joy of Simple shares on how he made money in guitar teaching.


Kylie Ofiu @ Aspiring Millionaire writes Should you move for cheaper rent or is it better to stay – I am in the position where rents have dropped where I live, but we have moved 3 times in 12 months. Is it worth moving again for reduced rent? I have 4 scenarios to choose from here. What would you do?

Vanessa @ Cash Cow Couple writes 25 Ways To Save Money on Groceries – Read this post if you want to dominate your monthly grocery bill.

KK @ Student Debt Survivor writes Staying Frugal Once You’re Out of Debt – Is becoming debt-free a trigger for spending? What’s the point of staying frugal once you get out of debt?

Kurt Fischer @ Money Counselor writes Are You Paying Too Much for Home Insurance? – Here’s a table of the average annual home insurance premium in each U.S. state. If you’re paying more than average, maybe it’s time to shop around.

Adam @ Money Rebound writes Having a Low Cost Kid’s Party – Money is not everything especially when it comes to arranging fun parties for your kids.

Ray @ Squirrelers writes Not Your Standard Monday Office Conversation – “How was your weekend?” is a standard, ritual conversation many people have in the workplace. Let’s do something different and look at how our financial weekends are!

Christopher @ This That and The MBA writes 7 Ways To Help Establish Financial Stability After College – Your financial situation may change significantly when you graduate college and enter the workforce. Make sure your spending is in line with what you are actually making after taxes by sitting down and making a budget. Budgeting doesn’t have to be hard; simply list all of your expenses, including savings and fun money, and make sure that amount is less than what you make with a little wiggle room added in.

Robert @ Cult Of Money writes How I Raise Two Happy, Healthy Kids on a $20,000 a Year Salary – Unless a child has a serious medical condition, kids are only as expensive as you want them to be. They are also as inexpensive as you want them to be.

Lazy Man @ Lazy Man and Money writes Save Money on Energy Drinks (and Caffeine) – I’ve found that a little energy drink every now and again isn’t necessarily a terrible thing. I’m certainly much more productive awake than asleep. With that in mind, I thought I’d write a post about getting the best value for your dollar when it comes to energy drinks.

Jon @ Novel Investor writes 2014 Federal Income Tax Brackets – The federal income tax brackets are a fickle thing. Between political meddling and inflation, something changes every year. Of course, that streak is alive and well going into 2014.

Jeremy @ Modest Money writes Tips to Save Money on Groceries – As a nation we waste a lot of food. Literally money down the drain! Its time to refocus on cutting out the waste in our grocery budgets and save ourselves a penny here and there