This time of the year it is easy to get caught up in spending, budgets, and bottom lines. Christmas can be expensive and stressful. However, it is important to remember that it doesn’t cost a great deal to make memories. In fact, if you have a little talent, some creativity, and a few cheap supplies, you can do amazing things.
This fact is best articulated in one of my all time favorite Christmas videos. Jimmy Fallon, The Roots, and Mariah Carey playing children’s elementary school instruments and singing, “All I want for Christmas is You”:
Now for the best tips from the around the web on earning more money and spending less…
Ben Luthi @ The Wealth Gospel writes How to Waste Time and Kill Productivity – Even though I don’t waste large amounts of time, I still find myself shooting myself in the foot by doing these two things.
Moneycone @ Money Cone writes 10 Questions You Must Answer To Stay On Top Of Your Portfolio – A review of Personal Capital and how it can help an investor manage his assets.
Holly @ Club Thrifty writes 8 Investing Excuses We All Make – When it comes to not saving enough, we all make investing excuses from time to time. Read this post for eight investing excuses we have all made.
Natalie @ Debt and the Girl writes Feeling a Little Stressed Out Lately… – I think this time of year is particularly stressful. I think this ever bustling time of year can be hard on a lot of people. This is true for me at least.
Alexa @ Single Moms Income writes A Day in the Life – I just thought I would give you a little glimpse into what life has been like over the past few weeks.
Kathleen @ Frugal Portland writes Year-End Review: 2013′s Love List – Last year, I made a list of things I would love to do. Did I?
FI Pilgrim @ FI Journey writes Don’t Worry ‘Bout The Mule, Just Load The Wagon – Sometimes we need to close the computer, stop planning for the future, roll up our sleeves and put in the work! Don’t worry ’bout the mule, load the wagon!
Matt Becker @ Mom and Dad Money writes Should Young Investors Really Fear a Market Downturn? – For younger investors, the fear of market downturns really needs to be challenged. In fact, the biggest risk we face is not the big market downturns, but failing to participate in the big market rallies.
Lazy Man @ Lazy Man and Money writes Gift Cards: A Guaranteed 20% Return on Your Money? – You don’t have to give gift cards to take advantage of the promotions out there; you can use them yourself throughout the year. So if I was going to spend $20 at Taco Bell in the next year, why wouldn’t I just buy the gift card and get a free lunch worth around $4?
TTMK @ Tie the Money Knot writes 100 Ways to Make Extra Money on the Side – If we want to make extra money, there are plenty of ways to do so. Here are 100 Ways to get side income!
Justin @ Root of Good writes 11 Tips To Finish The Year Strong – Don’t make a huge financial mistake by ignoring these 11 things you have to do before 2013 comes to a close.
Joshua Rodriguez @ CNA Finance writes First Steps To Take When Repairing Bad Credit Scores – In this post, Joshua discusses the first steps that you should take to improve poor credit scores in a simple to understand step by step format.
Ben Luthi @ The Wealth Gospel writes What People Living on Less Than $1 a Day Taught Me About Money – A few years ago I had the privilege of going to Fiji to help people. What I learned from them changed my life forever.
Dee @ Color Me Frugal writes Foiled an Identity Theft… Barely! – Identity thieves get sneakier every day! My recent encounter with an identity highlights the extreme lengths to which they will go. Find out how to avoid becoming a victim!
Christopher @ This That and The MBA writes Money Saving Tips For College Students – Most students have experienced the difficulty of saving money from over the summer at their summer jobs. Usually the amount of money parents give them is just right for their needs and other school-related things and when there is something left, it is not enough for the personal purchases the students want to make.
David Leonhardt @ World Vacations Travel Blog writes Six Cheaper Ways to Use Your Cell Phone Internationally – Even if you arrive home from an international vacation to find all your doors and windows intact and your belongings untouched, you might still have been robbed. Just wait for that cell phone bill to arrive! Here are six ways to protect yourself.
Little House @ Little House in the Valley writes Homemade Gift Jars and Cookies – For those unfamiliar with a cookie exchange or swap, the goal is to end up with about the same amount of cookies you baked, but a larger selection for gifts. Here’s what I learned from my first attempt:
Miss T. @ Prairie Eco Thrifter writes Do You Save Wrapping? Thrifty Ways to Wrap Christmas Gifts – Here are some thoughts on ways to save money when you wrap this years gifts.
John @ Frugal Rules writes Has Holiday Gift Giving at The Office Gotten Out of Control? – With it being the Holiday season, many are faced with the peer pressure of joining in on gift giving exchanges. If faced with this situation, it is possible to practice frugality and still celebrate the Season without busting your budget.
Joshua Rodriguez @ CNA Finance writes Common Credit Score Myths You Shouldn’t Fall Prey To – Credit score myths are all over the place. The sad thing is, consumers fall prey to them and wonder why their credit isn’t getting any better. Learn the 3 most popular credit score myths and the truth behind them here!
Mel @ brokeGIRLrich writes Common Budget Bandits – Are these items holding your budget hostage? Tips to maximize your savings and minimize your debt.