professional spouses student loans

Couples who owe Nearly a Million: High Income but Large Debt

Michael Lux Blog, How to Guides, Student Loan Plan 0 Comments

The Situation: Husband and Wife both have great jobs.  Unfortunately for the couple, both spouses also have massive student debt.  Many doctors, lawyers, optometrists, dentists, and veterinarians, had to borrow a great deal of money for the required education.  In some marriages, this debt is doubled.  These high earning couples …

Student Loan Planning for Doctors: Managing Consolidation, PSLF, and Getting a Mortgage

Michael Lux Blog, Student Loan Plan, Student Loans 0 Comments

Student loan planning can be a tricky subject.  In addition to figuring out repayment plans that work and trying to consolidate to get lower interest rates, this planning necessarily impacts your taxes, retirement and ability to buy a home.  Understanding how these concepts come together is critical to smart planning.  …