Below you'll find a list of all posts that have been categorized as “Strategy”
When it comes to funding an undergraduate education, it seems that everyone agrees that federal student loans are a much better option than private loans. When it comes to graduate school, some people argue that private loans may be a better choice than the federal Graduate PLUS Loans. Is there …
Over the years we have heard from many physicians, dentists, orthodontists and eye doctors with complicated Public Service Loan Forgiveness questions. Many jobs in the medical field pay quite well, but they require a great deal of education. A young doctor with hundreds of thousands in student loan debt faces …
Las week a national homebuilder made headlines for creating a program that would pay off the student loans of homebuyers, up to 3% of the home’s value, capped at $13,000. In theory, this sounds like a great opportunity. For many young potential homebuyers, student debt is the main obstacle to …
Making the decision on whether or not to refinance your student loans can be very challenging. On one hand you have the low interest rates offered by the refinance companies, but you are forced to give up federal perks. One of our readers, Brad, is currently facing this dilemma. He …
If you come in to a large amount of money — whether through an inheritance, bonus at work, or winning some money — putting it towards your student debt can be a great idea. Before you send that big chunk of money off to your lender, planning out your strategy …
The end is in sight! After years of hard work and dedication your student loan is nearly paid off. You may have a few thousand dollars left or maybe just a few hundred dollars. When faced with this situation, many borrowers may wonder, is it better to just pay it …
The difference between being a lazy borrower and a proactive borrower can mean saving hundreds or even thousands of dollars. Even though being a proactive borrower sounds like a ton of work, in reality, it only takes a few minutes a month. This little bit of extra effort can dramatically …
One of the great perks of having federal student loans is the income-driven repayment plans. These plans, such as Income-Based Repayment (IBR), Pay As You Earn (PAYE), and Revised Pay As You Earn (REPAYE), charge monthly payments based upon what borrowers can afford to pay instead of how much they …
Government attorneys are not the highest paid lawyers, but what many government jobs lack in terms of salary, they make up for in great employee benefits… especially when it comes to student loans. The Big Perk: Public Service Loan Forgiveness Under Public Service Loan forgiveness, a borrower can get all …
There are a ton of student loan scammers out there. Many student loan lenders have been known to be ruthless with their borrowers. Federal loan servicers have a reputation for not always sharing accurate information. In the confusing and frustrating world of student loans, it should come as no surprise …
