Fedloan servicing refinance and consolidation options

Consolidation and Refinancing with Fedloan Servicing (myfedloan)

Michael Lux Blog, Consolidation, Refinance, Strategy, Student Loans 0 Comments

Fedloan Servicing, also known as myfedloan, is one of the largest servicers of federal student loans.  Though Fedloan Servicing has been entrusted by the government to manage billions of dollars in student loans, they often fall short of minimal quality standards expected by many borrowers and taxpayers.  The challenges of …

PNC consolidation comparison

PNC Student Loan Refinance Review

Michael Lux Blog, Consolidation, Refinance, Student Loan Reviews, Student Loans 0 Comments

Article Updated July 3, 2019 to reflect the latest interest rate information. PNC’s decision to enter the student loan refinance world is an interesting one.  The Student Loan Refinance marketplace is currently dominated by two types of lenders.  The first group is startups specializing in student loans like SoFi or …

Splash Student Loan Consolidation Review

Splash Financial Student Loan Refinance Review

Michael Lux Blog, Consolidation, Refinance, Student Loan Consolidation Reviews, Student Loans 2 Comments

Article Updated July 2, 2019 to reflect the latest available interest rate information and a new customer promotion of up to $500. The latest company to enter the student loan refinance marketplace is Splash Financial.  Splash Financial first entered the student loan refinance business as a lender focusing exclusively on …

Connext student loan refinance review

Connext Student Loan Refinance Review

Michael Lux Blog, Consolidation, Refinance, Student Loan Consolidation Reviews, Student Loans 0 Comments

Article Update July 2nd, 2019: The Connext website has been down for several months now and it appears that they are no longer offering student loan refinancing.  If things change, this article will be updated accordingly.  For now, borrowers looking for student loan refinancing will have to investigate one of …

EDvestinU reviews student loan refinance

EDvestinU Student Loan Refinance and Consolidaiton Review

Michael Lux Blog, Consolidation, Refinance, Student Loan Consolidation Reviews, Student Loans 0 Comments

Article Updated 7/3/19 to reflect the latest interest rate information. EDvestinU is a funny sounding student loan refinance company that offers an excellent deal to certain student loan borrowers.  EDvestinU scores points for being a non-profit and for consumer transparency.  The short-term interest rates are not the most competitive, but …

scam or legit student loan promise

Scam or Legit: Student Loan Refinance, Relief and Forgiveness

Michael Lux Blog, Consolidation, Refinance, Scam Alert, Student Loans 0 Comments

Deciding whether or not a student loan service is legitimate or a scam has become increasingly difficult.  A lot of promises are being made regarding government programs, “relief” agencies, refinance companies, and loan advisors.  Some are legitimate and excellent opportunities for consumers, many others are wastes of time and money. …

ELFI Student loan refinance review

ELFI Student Loan Refinance Review – Education Loan Finance Consolidation

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 9 Comments

Article Updated 10/24/19 to reflect the latest interest rate information and a new lender bonus program. In a relatively short period on the market, ELFI has proven to be one of the better student loan refinance options. ELFI’s low interest rates combined with higher than expected approval rates have led …