Below you'll find a list of all posts that have been categorized as “Blog”
Reports about the difficulty of getting loans forgiven by Public Service Loan Forgiveness (PSLF) are all over the place. Some say that after 10 years of government or non-profit work, loans will easily disappear. Others indicate that 99% of the people who apply for Public Service Loan Forgiveness are denied. …
American Education Services, usually called AES, is one the largest servicers of federal and private student loans in the United States. Many AES borrowers may face the question of whether or not they should refinance or consolidate their AES loans. In some cases the refinancing or consolidating can be an …
Typically when we write about student loan repayment strategy, we cover a wide range of situations. When a borrower is thinking about a repayment plan, things like marital status, retirement planning, and whether or not they want to buy a house all can enter the equation. Today we will throw …
As details start to leak on the Republican plans for tax reform this fall, one tidbit could be of interest to student loan borrowers. It is being reported that the 529 system could be modified to allow for student loan payments. During the last Republican overhaul of our tax system, …
After spending years helping people manage their student loans and recover from student loan disasters, we have developed some strong opinions on borrowing strategy during school. All student loans come with risk, and circumstances may require adding student debt to the college equation. However, question number one for any student …
Today’s post is a special article written by a reader of the site who approached us with a desire to publish some analysis on how student loans are impacting women and minorities compared with the general population… The U.S. has a student debt problem – that much is clear. With …
In this giant mailbag we will be covering a range of student loan questions: everything from Cost of Attendance issues to the timing of an Income-Driven Repayment Plan request. We also have a few Public Service Loan Forgiveness questions to cover as well. If you have a question for the …
Retirement plans such as 401(k)s are built on the notion that workers can set aside a bit of money from each paycheck and expect to live reasonably comfortable in retirement. An essential component of this plan is powered by compounding interest. A little bit of money saved in your 20’s …
When it comes to federal student loan repayment plans, there isn’t a plan that is definitively the best. Some plans work great in certain circumstances, while others excel under different conditions. Today we will take a deep dive into the federal student loan repayment plans and various options avaialble. For …
Student loans can affect a mortgage applicants debt-to-income ratio and credit score. Student loan refinancing and other strategies can minimize the damage from student loans. Mortgage underwriters have historically been hard on income-driven borrowers, but things are getting better. Student loan co-signers can also have problems caused by students loans …
