finding the right student loan option

Picking the Best Student Loan

Michael Lux Blog 0 Comments

After spending years helping people manage their student loans and recover from student loan disasters, we have developed some strong opinions on borrowing strategy during school. All student loans come with risk, and circumstances may require adding student debt to the college equation.  However, question number one for any student …

consequences of student debt on mortgage applications

Advanced Mortgage Strategy for Student Loan Borrowers

Michael Lux Blog 0 Comments

Student loans can affect a mortgage applicants debt-to-income ratio and credit score. Student loan refinancing and other strategies can minimize the damage from student loans. Mortgage underwriters have historically been hard on income-driven borrowers, but things are getting better. Student loan co-signers can also have problems caused by students loans …