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During my first week of college I went to an all you can eat wing night. Because I was there with about a dozen other freshman guys, our dinner escalated into a test of manhood. I ate 68 buffalo wings that night. The following day I suffered from a strange …
When you graduate or withdraw from college your six month “grace” period begins. This is the seemingly magical time in your life where you are done with school but don’t owe any money on your student loans. The six month “grace” period applies to all Federal loans and most private …
Problem Abstract: Much of the national discussion regarding student loan has centered on one type of federal loan. A broader approach is necessary. Goals: The price of college has escalated out of control and needs to be reined in. Borrowers and lenders alike need to be more responsible when it …
There are two prevailing notions among borrowers when it comes to student loans and bankruptcy. The first is that student loans work just like credit cards; if you get too far over your head, you can declare bankruptcy and get a fresh start. The second is that it is impossible …
Editor’s Note: This article was originally published in March of 2013. Over the years Sallie Mae (and now Navient) has had a variety of “Rate Reduction” programs. While the name hasn’t changed, the rules seem to vary from borrower to borrower. The tactics outlined below have helped numerous borrowers over …
