Government Statistics Analyzed: Most People are on the Wrong Repayment Plan

Michael Lux Blog, Lower Payments, News, Student Loans 10 Comments

This week the Consumer Finance Protection Bureau, released statistics on student loan borrower habits.  The good news here is that it is nice to see the federal government showing some interest in those of us who currently owe them over a trillion dollars.  The bad news is that their figures …

Budgeting for Fun

Michael Lux Blog 14 Comments

If you are a frequent reader, you know how important I think budgets are.  The first step in any financial planning is taking a look at what money you have coming in and what money goes out.  Budgeting is critical for us to understand our spending habits.  You may think …