Piggy Bank

Earn More, Spend Less: Volume 15

Michael Lux Blog, Earn More, Spend Less 17 Comments

The other day I came across an interesting article singing the praises of the 6 hour work day.  The argument basically states that people are far less productive when they have to wake up before the sun comes up and that people in professional and creative jobs can work at their best for only 6 hours a day.

I’m all for better working conditions, and it would be nice to only put in six hours a day, but I don’t know if I buy this argument at all.  I think my work quality is proportional to my motivation.  If I’m working on something I’m passionate about, putting in a 13 hour day is no problem.  Conversely, if I don’t care about my project and I am just waiting for the hours to pass, 6 hours can seem like an eternity.

I also feel like any company that went to a six hour day would have a very good reason to pay their employees less.  I’d much rather keep my 8 hour day and current salary.

Now for the best tips from the around the web on earning more money and spending less…


Andrew @ 101 Centavos writes Ten Things You Can Do To Impress People At Work – Working for the Man takes some doing. The workplace can be a political jungle, populated with hazards like vengeful Vice Presidents, ambitious underlings, and fearsome human resources trolls who are just waiting for a chance to eviscerate your career with razor-sharp talons. Fear not, here’s the prototypical blog list of ten things you (yes, you!) can do to get ahead. Some of them may require effort, some not so much.

Graham @ Moneystepper writes Timing the market: can you improve gains by timing the stock market? – Timing the stock market: can you easily time the markets? I’ll be brief. No. You can not. Do not try.

Alexa @ Single Moms Income writes Blog Goals Update #1: How I Tripled My Search Engine Traffic In 30 Days – Blogging is a legitimate way to earn money and one of the ways I do so. And, it is something anyone can do as long they are committed. Here is update number one on my blogging goals.

Larry @ KrantCents writes Classic Cars, Muscle Cars and Antiques Cars Are Good Investments! – Buying a used car will save you money, but a classic, muscle or antiques cars may actually make you money. You still have to choose your car carefully, but these cars usually increase in value unlike your typical car which decreases in value as soon as you buy it.

Holly @ Club Thrifty writes Buying a House: HOA Fees and Other Shenanigans – Living in a neighborhood with an HOA usually means extra rules and at least a few HOA fees. However, there are benefits to having an HOA.

Gary @ Gajizmo writes How To Find A Job After College – If you are a college student about to graduate next semester, you know that Spring and Summer offer the best opportunities to find a job after college graduation. Here are some tips on how to find a job after college.

Joshua Rodriguez @ CNA Finance writes Is It Time To Start Investing – In this post, Joshua talks about when it’s the right time to start investing as well as other things that beginning investors should know.

Tonya Stumphauzer @ Budget and the Beach writes How I Made 10k in Side Income – A breakdown of how I made 10k in side income in 2013.

Pauline @ Make Money Your Way writes Making enough money for retirement – Everyone can make a little extra money, it is not that difficult. This post will give you several ideas about making enough money for retirement.

Matt Becker @ Mom and Dad Money writes Should Young Investors Really Fear a Market Downturn? – For younger investors, the fear of market downturns really needs to be challenged. In fact, the biggest risk we face is not the big market downturns, but failing to participate in the big market rallies.

Miss T. @ Prairie Eco Thrifter writes Want Better Career Success? Develop Your Confidence – If you are looking to improve your career prospects, one of the best things you can do is develop confidence.


Jacob @ Cash Cow Couple writes Low Cost Cell Phone Plans – We’ve been researching the cheapest cell phone plans available. Come check them out and save a boatload of money on your monthly bill!

Dee @ Color Me Frugal writes 12 Free or Cheap Ways to Get Exercise in the Winter – Here are 12 frugal and fun ways to make sure you stay active when the weather turns cold!

Kay @ Green Money Stream writes How I Overcame the Lure of Lifestyle Inflation – It’s easy to get caught up in the chase of lifestyle inflation, especially as you start to earn more money in your 30’s. Here’s how lifestyle inflation began to take hold on me and how I was able to resist its lure.

The Warrior @ Net Worth Warrior writes The Ultimate Guide to (Finally) Cutting the Cable or Satellite Cord – In-depth review of how to make the transition from cable or satellite to other resources of television entertainment.

Adam @ The Cheapest Cars To Insure writes 10 of the Best Insurance Group 1 Cars – Getting the best affordable insurance policy for your type of car.

Jack @ eMoneyLog writes A guide to shopping from thrift stores – Shopping at a thrift store can be difficult if you do not know what to buy at these stores. It can actually be very intimidating. Some of the items are just crap, many are average quality but you can also often find gems if you know what to look for. In this post I take a look at the best items to buy from the ones available at a thrift store. There are many stores that will carry old items that have antique value. If you know how to identify these you an end up with some really good items at

Jay @ The First Million is the Hardest writes Early Upgrade Plans – What Your Wireless Company Doesn’t Want You To Know – Plans that allow you to upgrade your phone after 6 months are all the rage right now. Are they a good deal, or are they another way for your wireless company to make more money off of you?

Justin @ Root of Good writes I Have a Luck Making Machine – Find out how the Luck Making Machine makes us wealthier and always makes smart choices. From houses to cars to careers, we always seem to have the best luck thanks to the Luck Making Machine we own.

Irfan @ Everything About Investment writes Tips for Personal Financial Success – Getting a handle of managing your basic personal finance can return many financial rewards as well as provide you with more free time to pursue your interests and freed up money to invest. When we talk about the basic elements of anyone’s personal finances we are including a personal budget, savings and investment planning, managing your income and outgoings resourcefully as well as applying for loans and finance and various insurance policies you may need over your lifespan.

John @ Frugal Rules writes And You Wonder Why We Have Financial Problems… – Recent studies show, and not really surprisingly, that much more money is being spent to market financial products as opposed to teaching about them. While this may seem like an impossible problem to solve, teaching financial literacy can help stem the tide. Teaching financial literacy will help individuals begin to make wiser financial decisions like saving for retirement and living within their means.

Lazy Man @ Lazy Man and Money writes 5 Smart Shopping Apps for this Holiday Season – As you prepare for the holiday shopping season, here are 5 apps that can help you save money:

Grayson @ Debt Roundup writes How I Saved $780 Per Year On My Cell Phone Bill – One question that I get often is “How do I save money on my cell phone bill?“. I can understand the popularity of this question because it seems cell phone bills are getting higher and higher these days. I decided to show others how I saved $780 per year on my cell phone bill.

Richard Adams @ Frugality Magazine writes Buy Books Cheap: How To Save 24% When Buying Books Online – If you’re an obsessive reader like me, yet hate to spend unnecessary money, it makes perfect sense to try and buy books cheap. Fortunately – as you’re about to see – there is a simple yet effective way to buy books cheaply online and save a surprising amount of money on what you would have spent shopping elsewhere.

Lisa E. @ Lisa Vs. The Loans writes Use Your Personal Network to Save Major $$$ on Your Wedding – It’s no secret wedding are expensive. But with some creativity and a lot of help, you can achieve the wedding of your dreams regardless of your budget!

Little House @ Little House in the Valley writes DIY Holiday Gifts: Cookie Exchange – This year, I’ve been invited to a cookie exchange. Basically, I bake one type of cookie, bring a huge amount (because we’ll be taste testing and swapping), then package them up as gifts. I’ll leave the event with about 60 different types of cookies packaged into a handful of gifts. It will be another great way to give gifts to colleagues and friends without spending a ton of money.

KK @ Student Debt Survivor writes Are Community-Supported Agriculture Shares a Good Deal? – CSA shares are a healthy way to get your day’s worth of fruits and veggies, but do they save you money?

  • Nice collection of articles there Sherpa!

  • Btw, you may want to check your rss feed – I’m not able to subscribe

    • Holly Johnson

      Thanks for the mention! I work my best from 8:00 am until about 1:00 p.m. It’s all downhill from there!

    • Peter

      8 hours is good for me. There’s all these books and articles about working less, but like you said, there nothing wrong with working. This country makes work out to be something deplorable, but I love working.

    • That is a great way to look at it. We do often see work as a negative thing, but if we learn to enjoy it, it isn’t really “work” at all.

    • You must be an early riser. It takes me several hours to get any sort of momentum going.

    • Thanks for the suggestion. I’ll look into it.

  • Btw, you may want to check your rss feed – I’m not able to subscribe

  • Holly Johnson

    Thanks for the mention! I work my best from 8:00 am until about 1:00 p.m. It’s all downhill from there!

  • squirrelers

    I tend to believe that notion of 6 hours of work being a better approach, at least in theory. Plus, waking up when it’s dark outside doesn’t seem to align with the body’s natural rhythms (yeah that sounds esoteric, but you get the idea). That being said, the working world isn’t structured around 6 hour days, so it’s up to us to manage our focus and energy to make the most of our work day!

    • I like this approach. Even if the workday isn’t what might be ideal, we should still put our best foot forward. Not doing so only makes things worse.

  • Peter

    8 hours is good for me. There’s all these books and articles about working less, but like you said, there nothing wrong with working. This country makes work out to be something deplorable, but I love working.

  • Thanks for including me! I like the idea of the 6 hour work day, but I do think it really depends on the person when it comes to how many hours one can really be productive.