Earn More, Spend Less: Volume 13

Michael Lux Blog, Earn More, Spend Less 3 Comments

Each week before sharing some of the best blog articles for earning more money and spending less, I like to share a little tip that I have come across in my daily life.

Today’s tip is in regards to the holiday season.  Showing your loved ones how much you care and not breaking the bank can be very difficult.  That is why I’m a big fan of the home made gift.

Last year I was the lucky recipient of a hand made scarf from my girlfriend.  Not only is it both functional and dare I say fashionable, but I know the time and effort she put in to this one of a kind gift.  Putting in the effort shows how much you care in a way that no amount of spending ever could.

Even if you don’t have any crafting or artistic skills to speak of, sites like pinterest can offer step by step guides to a variety of creations.  If you present someone a gift and explain that you not only made it yourself, but you learned a new skill just for them, you should have one very happy person on your hands!

Now for the best tips from the around the web on earning more money and spending less…


Jessica Moorhouse @ Mo’ Money Mo’ Houses writes Career Lessons from Sheryl Sandberg’s Lean In – I just finished reading Sheryl Sandberg’s Lean In and wow was it inspiring. She touches on a number of career related issues specific to women in the workplace that I don’t think anyone has ever really written about. I’m going to go through a few important lessons I learned from Sandberg’s book about being a woman in today’s workplace and becoming a leader in the future.

Kay @ Green Money Stream writes A New ETF For Dividend Investors – I recently came across a new ETF that seeks to track the S&P500 Dividend Aristocrats Index. It may be an easy way to gain exposure to stocks of companies that have been increasing dividend payouts for 25 years or more. Could this ETF be right for you?

Graham @ Moneystepper writes Peer-to-peer lending – Funding Circle experiment – Funding circle review – With dismal savings rates, peer-to-peer lending is booming. However, peer-to-business may be a better opportunity for investors.

Justin @ Root of Good @ Root of Good writes Investment Management Using Asset Allocation Targets – Many investors have an asset allocation for their portfolios. Find out how to rebalance your portfolio using asset allocation targets and free software.

Matt Becker @ Mom and Dad Money writes What is Rebalancing and Why is it Important? – Balance is important in all aspects of our lives, and it’s no different in investing. If you’ve done the work of choosing a purposeful investment strategy, then it makes sense to rebalance when necessary to make sure you stay on track.

Pauline @ Make Money Your Way writes I bought another PF blog! – I just bought a third PF blog, here are the details of how to value a blog and the expected returns!


Ben Luthi @ The Wealth Gospel writes What I Learned About Financial Independence as a Mormon Missionary – My experience as a missionary in Germany was unforgettable. Beyond meeting all the crazies and getting to serve others, I learned a lot about financial independence

Dee @ Color Me Frugal writes 7 ways to (happily!) contain your standard of living – Ways to help keep your standard of living humble even when your income is rising

Monica @ Monica On Money writes How To Graduate College Debt Free – It might be hard to believe, but it is entirely possible to graduate from college debt-free. Think about how amazing it would be to start your new career without worrying about paying off student loans.

Holly @ Club Thrifty writes 5 Ridiculous Gifts I’m Not Getting My Kids – As the mother of two toddler daughters, I am horrified by some of the toys I have seen in stores. Read this post for 5 ridiculous gifts I will not be buying.

Larry @ KrantCents writes Everything Is Always on Sale! – Everything is always on sale seems like an exaggeration! If you are expecting to go to your local store and find absolutely everything on sale, you will be disappointed. Then again, you can find just about everything on sale somewhere.

Natalie @ Debt and the Girl writes Can Frugal Be Taken Too Far? – I was perusing the Netflix selection on my computer one afternoon and I found a show called Extreme Cheapskates.

Alice Sibley @ Earning My Two Cents writes How to Handle Medical Bills (Without Freaking Out) – Don’t panic! It’s just a medical bill. You can work out a way to pay it.

Leonard Carter @ The Wallet Doctor writes Stay Warm in Winter and Save Money – Winter is fast approaching, and along with the cold weather comes high heating bills. But it doesn’t have to be that way. To help you keep your energy costs as low as possible I’ve got some solutions.

Miss T. @ Prairie Eco Thrifter writes How to Shop and Save Money When Expecting a Baby – Few people can afford to just go out and buy all the paraphernalia required for a baby. So let’s look at some ways to shop and save money when expecting a baby.

Little House @ Little House in the Valley writes Ways to Save Money by Shopping Online for Holiday Gifts – Shopping online can often give you great deals that aren’t available in stores. This holiday season, you can save lots of money if you do the bulk of your holiday shopping online.

Mel @ brokeGIRLrich writes Five Dolla’ Make You Holla’Day Series: Teachers & Hostesses – A post about how to keep the holidays thrifty – focusing on gifts for teachers & hostesses

Pauline @ Reach Financial Independence writes Is it Justifiable to Spend a lot on the Holidays? – Whether you think that it is OK to spend a lot on the holidays is up to you and your situation, but you can certainly cut back if you don’t have the funds.

  • I made the BF a scarf last year and he loves it! Scarves are relatively easy to make, and incredibly useful when it’s cold outside like it is now!

  • Peter

    Great list Michael, I’ll be checking them out.

  • MonicaOnMoney

    Thanks for including my article! I appreciate the support.