Piggy Bank

Earn More, Spend Less: Volume 11

Michael Lux Blog, Earn More, Spend Less 3 Comments

This week I learned a valuable lesson.  It is really important to save some old receipts.

I had to replace the car battery in my 2000 Civic.  Realizing that it was still under warranty, I went to my local auto-parts store (a large national chain) and asked that they replace the battery I was sold less than two years ago.  Unfortunately, they did not have a record of my sale.  Without the receipt, it looks like I will be paying full price for a battery that should have been covered.  I’m not happy.  Tomorrow I will be checking in with my credit card company to see if they can help, but I am not optimistic.

In the future I think I will create a folder in my filing cabinet for all purchases over $50, and just keep it in chronological order.  It is nuts that in the year 2013 these little scraps of paper matter so much, but I don’t get to make the rules… I just have to play by them.

Now for the best tips from the around the web on earning more money and spending less…


Jessica Moorhouse @ Mo’ Money Mo’ Houses writes 5 Must-Dos to Interview Like a Pro – Over the past month I’ve had time to reflect on my experiences in the workforce for the past 5 years and I’ve discovered a bunch of new (or new to me) dos and don’ts when it comes to interviewing like a pro.

Larry @ KrantCents writes No College, No Problem: 5 Careers That Don’t Require a Bachelor’s Degree – Many med school grads are left with crippling debt and shockingly high malpractice insurance payments..

Justin @ Root of Good writes Join the Military to Retire Early? – Retired nuclear submariner Doug Nordman explains how joining the military could lead to early retirement. However, it isn’t necessarily an easy path to riches.

Simon @ Modest Money writes Is Peer To Peer Lending Worth My Investment? – Although, most peer to peer lending websites boast big returns, many investors are scared of the concept of loaning money to consumers who could possibly take the money and run with little recourse. So, is this a good idea?


FI Pilgrim @ FI Journey writes Flipping The Script: How I Learned To Live On Last Month’s Income – Nobody wants to live paycheck to paycheck, but for a long time I did just that. Here is how I flipped the script and began living on last month’s income.

Miss T. @ Prairie Eco Thrifter writes Avoiding the Need to Upgrade Gadgets – It’s not that I am not a huge gadget geek. Like most of my generation, I love technology and having the latest and greatest. I’ve just become very good at controlling my impulse to purchase the newest models. Next time you find yourself on Apple.com, try to do the following things first, to stop yourself from upgrading unnecessarily.

Little House @ Little House in the Valley writes Three Most Common Causes of Debt – Want to avoid debt? Observe the three don’ts: Don’t get sick, don’t get divorced, don’t go to school.

David Leonhardt @ The Happy Guy writes Protein Powder – not just for shakes! – Inexpensive and versatile, protein powder is a great way to top up the protein you might be missing from your diet without breaking your budget. It goes into almost any liquid or semi-liquid food, including the creamy pumpkin soup recipe in this article.

Bobby @ Making Money Fast and Slow writes The True Cost of Commuting and Some Alternatives – You spend $125,000 over 10 years and 1.6 working years sitting in your car. So what can you do to stop this waste of time and money? Plenty.

Pauline @ Reach Financial Independence writes Money Choices: How Millennials Can Make The Right Financial Decisions – Here are some of the financial decisions Millennials can make and their implications on their personal life.

KK @ Student Debt Survivor writes Public vs Private Universities-Why I Chose the Latter – Headed to college or grad school? Do your due dilligence before making your choice. Public doesn’t always mean cheaper.

Mr.CBB @ canadian budget binder writes Christmas Shopping Online or in-store ? – Did you know there are only 40 shopping days left until Christmas? With Christmas being not too far away the rush to get one’s Christmas shopping finished begins. While some people prefer to shop only in stores there are many people who will choose to do the majority if not all of their shopping online.

  • Student Debt Survivor

    Sorry to hear about the receipt! I have a folder where I keep every receipt from every purchase (I often use them for beer rebates) but have been burned in the past by certain retailers and want to have proof of what I purchased and when. Thanks for including me this week!

  • Its certainly annoying that these small pieces of paper continue to have such a sway in our lives. I have a box for all my receipts at least going back to the past year, I wish i had kept them more consistently. At least nowadays there are services that allow you to scan or take a pic of your receipts and they’ll do the categorization and archiving, might be worth checking them out.
    As always, really appreciate you hosting and including our post.

  • I’ve got a ton of receipts stored haphazardly around my house and have a hard time parting with them for this reason. I’m a little paranoid about shops/stores losing their records.