ELFI Student Loan Refinance Review – Education Loan Finance Consolidation

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 0 Comments

Right now the student loan refinance company offering the lowest rates on the market is ELFI, short for Education Loan Finance.  ELFI has been in the student loan refinance business for less than two years, but it is the product of SouthEast Bank, a regional bank headquartered in Tennessee. While …

Student Loan Refinance and Consolidation Companies

Michael Lux Blog, Consolidation, Student Loans 0 Comments

We are currently tracking 13 different lenders providing student loan refinancing and consolidation services.  As we become aware of additional lenders, they will be added to our list.  For each company we have included the latest interest rate information, available loan terms, borrower bonus information and a brief review along with our …

Laurel Road Review: Student Loan Refinancing and Consolidation

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 0 Comments

Article updated 8/14/17 to include the latest interest rate information. Laurel Road student loan refinancing is a product of Darien Rowayton Bank and many of the pros and cons of Laurel Road come from the fact that it is the product of a longstanding bank rather than an internet startup. While …

Darien Rowayton Bank Announces Creation of Laurel Road for Student Loans

Michael Lux Blog, Consolidation, News, Student Loans 0 Comments

For years Darien Rowayton Bank as been a leading lender in the world of student loan refinancing and consolidation.  Today they unveiled a rebranding effort, advertising their student loan services under the name of “Laurel Road”. [Further Reading: Student Loan Sherpa Reviews Laurel Road] Why the Change? Darien Rowayton Bank …

MEFA Student Loan Refinancing Review

Michael Lux Blog, Consolidation, Student Loan Consolidation Reviews, Student Loans 0 Comments

(Editors Note: Article updated on 6/17/17 to include $200 customer bonus information) The Massachusetts Educational Finance Authority, better known as MEFA, was created by the Massachusetts legislature over 30 years ago with the goal of providing access to higher education in the State of Massachusetts.  While people without ties to …

Deciding Between SoFi, Laurel Road, LendKey, Earnest, Citizens, and CommonBond

Michael Lux Blog, Consolidation, Strategy, Student Loans 0 Comments

We often get emails from readers listing a few lenders and asking which one is best.  In our student loan rankings, we provide a template for sorting through the various companies, but it isn’t an exact science.  The reality is that the best student loan consolidation is usually the one …

Can I Refinance My Student Loans Mulitple Times?

Michael Lux Blog, Consolidation, Strategy, Student Loans 0 Comments

There is no limitation on the number of times you refinance you student loans.  Refinancing more than once can be a smart strategy.  However, there is a downside that borrowers should understand if they are thinking about going this route. Advantages of Multiple Refinances The biggest advantage to refinancing your …